Smith's Jewelers

Gary L. Smith, Forensic Gemologist™

G.G., A.G.S. - C.G.A., A.G.A. - A.S.G., A.S.A. - M.G.A.

Master Gemologist Appraiser®

• Accredited Laboratory • 1 of 500 in US Continent

Priced by Piece or Hourly Rate • Specialize in Antique and Vintage Jewelry

• All Types of Appraisals (bank, estates, insurance, forensics, etc.)

• All Appraisals Conformed to the American Society of Appraisals Standards and USPAP

WHAT IS APPRAISING?

The art and science of estimating the value, at any given time, of any sort of property is

called "appraising." Appraising also involves cost estimation and the forecasting of

monetary earning power.

NEED AN APPRAISAL?

It can be a key to protecting your interests in many financial dealings. When there is

a question as to the value of your property, there's also a risk involved.

Value oriented risks may include:

• selling to low

• paying to much

• being over or under insured

• not getting your fair share in a division of property

• paying to much in taxes

• being audited when claiming a deduction for a charitable contribution or a business loss

A professional appraiser helps you manage your interests by providing a well

developed and documented, unbiased, estimate of value upon which you

can base your financial decisions.

344 Broad Street • Montoursville, PA • 17754 • Phone• 570-368-4GEM• Fax • 570-368-8837